VA ASSUMABLE LOAN OPPORTUNITY Qualified buyers may assume an existing VA loan with a 3.25 percent interest rate, offering potential long term savings compared to current market rates. Welcome to this beautifully appointed 4-bedroom, 3.5-bath townhouse in the desirable Harrington Terrace community of Frederick, MD. Thoughtfully designed and meticulously maintained, this home blends timeless craftsmanship with effortless style-the custom design work is already done for you! Step inside to find rich woodwork, custom built-ins, and gleaming hardwood floors that add warmth and character throughout the main level. The open-concept living and dining spaces create an inviting flow perfect for entertaining or relaxing at home. Upstairs, spacious bedrooms are filled with natural light, including a serene primary suite with a private bath. The fully finished lower level provides a versatile fourth bedroom, full bath, and rec room or guest space. Perfectly positioned near downtown Frederick's restaurants, shops, and commuter routes, this home offers style, comfort, and convenience-all wrapped up in a move-in-ready package.