**Quick-close buyers welcome! Seller offers flexible options: take advantage of their low 2.75% FHA assumable loan (assumption fee just $900, per lender) or bring your own financing of choice for a faster settlement. A rare opportunity to save on interest or move quickly - whichever works best for you. Please reach out for assumption details and lender contact info.** Now let's talk about the home - a beautifully maintained townhome in the highly sought-after Villages of Urbana! Offering 4 finished levels of modern living, this home features a light-filled open floor plan, luxury vinyl plank flooring, a stylish kitchen with quartz countertops and stainless steel appliances, plus a spacious one-car garage. You'll find 3 bedrooms and an optional 4th on the top level with deck access, along with 3 full baths and 2 half baths. Enjoy outdoor living with not one but two decks - including your own private rooftop deck and another off the dining room, perfect for relaxing or entertaining. Community amenities include 3 swimming pools, clubhouses, a fitness center, tennis courts, pickleball, walking trails, and playgrounds. All just minutes from top-rated schools, shopping, and dining. This home truly has it all!