Escape to your own private retreat with this exquisite 4-bedroom, 3-bath rancher nestled on 3.47 acres in the sought-after Urbana school district-with no HOA! From the moment you arrive, you'll be welcomed by the charming front porch, perfect for morning coffee. Step inside to a spacious floor plan featuring a bright, open foyer, formal living and dining rooms, and family room with built-in shelves and a stunning stone wood-burning fireplace. French doors lead to the screened-in back porch, where you can unwind with a glass of wine while soaking in peaceful nature views. The bright kitchen offers plenty of table space, a bay window, and a walk-in pantry for all your storage needs. The primary suite features a walk-in closet and en-suite bath with a jetted tub and separate shower. The laundry room with cabinets and counter space adds convenience. Need more space? A Fifth bonus room serves as the perfect home office, playroom, or guest room, while the unfinished walk-out basement is ready for your vision. Outside, the property shines with a detached 3-car garage, a barn, and a long driveway offering plenty of parking. Whether you're looking for extra storage, a hobby space, or room for animals, this property has it all! Homes like this don't come around often-don't miss your chance to make it yours!